Free tools to estimate the costs of buying or selling a property in the Valencia Region (Comunidad Valenciana).
€
Adjust your scenario
Move the controls and the result updates instantly.
Tax reductions
Under 35, large or single-parent family, or disability ≥ 65%? You may pay less ITP.
Under 35 years old Up to −3 points
Large or single-parent family Up to −6 points
Disability ≥ 65% (or ≥ 33% intellectual) Up to −6 points
It will be my main residence
Enter the purchase price to see the costs.
Savings needed
0 €
The part the mortgage does not cover (down payment) plus the purchase costs and taxes.
Mortgage 0 €
Down payment 0 €
Costs and taxes 0 €
Monthly payment0 €/mes
Total purchase cost0 €
Breakdown of costs and taxes
Transfer Tax (9%)Tax paid to the regional government when buying a resale home.
0 €
Stamp duty (AJD)Stamp duty for signing the deed of a new-build home (0.1% if it is your main residence, 1.4% otherwise).
0 €
NotarySigning the purchase deed before a notary.
0 €
Land RegistryRegistering the home in your name at the Land Registry.
0 €
Admin agency (gestoría)Paperwork for the deed, taxes and registry.
0 €
AppraisalThe bank requires it to grant the mortgage.
0 €
Total costs
0 €
Transaction details
The cadastral land value appears on your IBI tax bill as “Valor catastral suelo.” It's needed to calculate local capital gains tax using the official method (SUMA). If you don't have it handy, leave it blank and we'll use an estimate.
Do you have an outstanding mortgage?
Estate agency commission
The agency commission is a deductible expense from the capital gain for income tax purposes.
Other deductible expenses
Includes renovations, improvements, original purchase costs (notary, registry, transfer tax) and other justifiable expenses that reduce your capital gain.
Enter the sale price to see what you would keep.
Your net proceeds
0 €
Sale price minus taxes, costs and, if you have one, the outstanding mortgage.
You keep 0 €
Taxes0 €
Costs and mortgage0 €
Sale price0 €
Capital gain0 €
Breakdown of costs and taxes
Income tax on capital gainsTax on what you earn by selling for more than you paid.
0 €
Local capital gains tax (plusvalía)Municipal tax on the increase in land value.
0 €
Mortgage cancellationWhat is left to pay on the mortgage plus the cost of cancelling it.
0 €
Agency commissionDeductible from capital gain
0 €
Deductible expensesReduce the capital gain
0 €
Energy certificateEnergy certificate, required to sell.
100 €
Other costsLand Registry extract (nota simple), community of owners certificate and other minor paperwork.
150 €
Total costs and taxes
0 €
Local capital gains tax — most favorable method
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